This Privacy Policy explains information handling for pennypinchingmomma.com, operated by Nikki Arnaud as Penny Pinching Momma. It covers this website; external apps, stores, and social platforms have their own policies.
Information collected when you visit
The site includes Google Analytics and Google AdSense code. When these services run, they and our hosting providers may process technical and usage information such as IP addresses, browser and device information, pages viewed, referral sources, approximate location, timestamps, and interactions. Google Analytics is configured to record clicks on links marked as affiliate or sponsored links, including the destination URL, link label, and page path.
If you contact us, we receive the information you choose to provide, such as your name, contact information, and message. The current site does not provide visitor accounts, a newsletter signup, or an on-site checkout. Purchases and affiliate signups happen on third-party websites.
How information is used and shared
Information is used to operate the site, understand readership, measure referral activity, support advertising, respond to messages, troubleshoot problems, and protect the service. Hosting, analytics, advertising, affiliate, and communication providers process information for these activities. Information may also be disclosed when required by law or reasonably necessary to protect rights or security.
Affiliate links can include an identifier that credits a purchase or signup to this website. After you click, the destination and its partners may collect information and use cookies or similar technologies to attribute the referral. Their policies govern that activity.
Cookies, Google advertising, and analytics
Third-party vendors, including Google, use cookies to serve ads based on a visitor’s prior visits to this website or other websites. Google’s advertising cookies enable Google and its partners to serve ads based on visits to this site and other sites on the Internet. Advertising partners may also use device identifiers and similar technologies. Depending on the settings and permissions that apply, this can involve personalized advertising and cross-site activity.
Read Google’s Privacy Policy and how Google uses information from partner sites. You can manage Google ad personalization through My Ad Center and review participating companies’ choices at YourAdChoices. These choices do not necessarily remove ads or stop all collection.
Your browser can block or delete cookies and restrict some tracking. Google also offers a Google Analytics opt-out browser add-on for supported browsers. Settings may need to be applied on each browser or device. This page is a notice, not a cookie-consent control, and continuing to browse is not presented as consent to tracking.
Local resource searches
The ZIP-code tool on our local-help page uses the ZIP code in your browser to build Google Maps search links. Its current code does not submit the ZIP code to a Penny Pinching Momma database. Opening a generated Maps link sends the search, including the ZIP code, to Google. Analytics and hosting activity described above may still occur on that page.
Retention, security, and your requests
Messages and administrative records may be retained as needed to respond, maintain business records, resolve issues, or meet legal requirements. Analytics and advertising retention depends on the provider and account settings; this notice does not promise a fixed deletion period. No website or messaging service can guarantee absolute security.
Depending on your location and applicable law, you may have rights to request access, correction, deletion, or restrictions on certain processing, including targeted advertising. Contact us using the route below so your request can be assessed. Verification may be needed. Some provider-held information must be managed directly through that provider. This policy does not claim that every privacy law applies to this website or that every request can be fulfilled without an exception.
Children, external sites, and updates
This website is written for adults, including parents and caregivers, and is not directed to children under 13. Please contact us if you believe a child has submitted personal information so we can investigate. External links are governed by the destination’s privacy practices. We may update this policy when the site’s features or practices change; the date above identifies the latest revision.
Contact
For questions, corrections, or privacy requests, contact Nikki through the Penny Pinching Momma Facebook page. Please identify the page or request involved and avoid sending passwords, payment details, government identification numbers, or other sensitive information through social media. Meta processes messages under its own privacy policy.